Investment Consultation Disclaimer
Last Updated: June 17, 2025: June 17, 2025
General Information Disclaimer
The information provided on this website is for general informational purposes only and should not be considered as personalized investment advice. All investment consultations are provided by qualified financial professionals registered in South Africa.
Our portfolio management and risk assessment services are designed to support your investment decisions, but past performance does not guarantee future results. Market volatility and economic factors can significantly impact investment returns.
Investment Advisory Disclaimer
Important Investment Notice
All investments carry inherent risks including potential loss of capital. Our wealth planning and asset allocation recommendations are based on current market analysis and your individual circumstances at the time of consultation.
Our financial advisory services do not constitute guarantees of investment performance. Diversification strategies and retirement planning recommendations may not protect against market losses during periods of declining values.
- Guaranteed returns on any investment products
- Risk-free investment opportunities
- Predictions of future market performance
Information Accuracy
While we strive to provide accurate and up-to-date information regarding market trends and investment opportunities, we cannot guarantee the completeness or accuracy of all data presented during consultations.
Our tax planning advice and estate planning recommendations are based on current South African regulations, which may change without notice. Always consult with qualified professionals for specific situations.
Limitation of Liability
Edupaddle and its financial consultants shall not be liable for any direct, indirect, incidental, or consequential damages arising from your use of our investment consultation services.
We specifically exclude liability for::
- Investment losses resulting from market conditions
- Decisions made without proper consultation
- Changes in regulatory or tax environments
- Third-party investment product performance
Professional Advisory Notice
Our investment consultations complement but do not replace the need for comprehensive financial planning with licensed professionals. For complex estate planning or specialized insurance needs, additional expert consultation may be required.
Always seek independent professional advice before making significant financial decisions based on our recommendations.
External Resources
Our website may reference external financial institutions, investment platforms, or educational resources. We do not endorse or guarantee the services of these third parties.
Use of external links is at your own risk and subject to the terms and conditions of those respective websites.
Results and Performance
Individual Results May Vary
Investment performance and consultation outcomes vary significantly based on individual circumstances, market conditions, and implementation of recommendations.
Case studies and examples presented represent specific situations and should not be considered typical results. Your investment experience may differ substantially.
Client Indemnification
Clients agree to indemnify Edupaddle against any claims arising from their investment decisions or failure to disclose material information during consultations.
Disclaimer Updates
This disclaimer may be updated periodically to reflect changes in our services or regulatory requirements. Continued use of our services constitutes acceptance of any modifications.
Contact Information
For questions regarding this disclaimer or our investment consultation services, please contact us using the information provided below.
Edupaddle
123 Sandton Drive, Sandton, Johannesburg, 2196, South Africa
Email: [email protected]
Phone: +27 82 409 8694